The AI Operating System
for Private Credit
AEGIS monitors AIFMD II compliance, screens credit risk, and generates fund reporting — so managers spend time on decisions, not on administration.
The Problem
A Trillion-Euro Market Still
Running on Spreadsheets
European private credit has grown into a multi-trillion-euro asset class. The infrastructure used to manage it has not kept pace.
How it is managed today
“We spend 3 days each quarter assembling the board pack from 12 different Excel files. By the time it is ready, some of the data is already stale.”
Portfolio Manager, Luxembourg AIFM
AIFMD II created new operational complexity
- AIFMD II loan-originating fund rules
- Portfolio concentration limits
- 5% risk retention requirements
- Leverage monitoring at fund & borrower level
- Ongoing valuation oversight
- Cross-border regulatory reporting
- LP transparency & investor demands
- Open-ended fund liquidity requirements
AEGIS is the first platform built specifically for this problem.
Every rule, every limit, every reporting obligation from AIFMD II — continuously monitored, automatically flagged, instantly actionable. From day one of fund launch to final Annex IV filing.
The Platform
Five workflows. One system.
Portfolio monitoring, deal screening, regulatory compliance, fund reporting, and natural language queries — all connected, all running on the same live data.
Annex IV Filing
Due 30 Jul
Risk Retention
5.0%
Single Obligor
10.0% max
Borrower Count
23 / min 10
AEGIS Advisory
Maturity mismatch tools not yet activated. Under Art. 15(4), open-ended loan origination AIFs must implement liquidity management tools. Recommend activating redemption gates before next filing.
Continuous Art. 15 monitoring. Every regulatory obligation tracked, flagged, and filed.
Product Roadmap
Start Focused.
Become Infrastructure.
The wedge is Phase 1. The vision is an industry operating system. Each phase compounds on the last.
AIFMD II Compliance Engine
The beachhead product
Fund managers upload loan agreements and portfolio data. AEGIS instantly identifies compliance breaches, generates remediation guidance, and produces a board-ready report.
- AIFMD II rule engine: concentration, leverage, risk retention
- Real-time compliance scorecard and exception alerts
- Art. 15 loan origination checklist
- Open-ended fund liquidity monitoring
- Board-ready breach and remediation reports
AI Credit Underwriter
Borrower risk scored in minutes
Upload any credit agreement or borrower financials. AEGIS extracts key metrics, identifies covenant risk, and produces a structured credit narrative ready for the IC.
- Financial statement extraction from any format
- Leverage, ICR, and DSCR calculation
- Covenant identification and breach prediction
- Default probability modelling
- IC-ready credit summary
Fund CFO Copilot & Investor Reporting
From weeks to minutes
Live portfolio data flows directly into report templates. Quarterly LP packs, IC memos, SFDR disclosures, and NAV workpapers generated automatically.
- Automated quarterly LP reports
- IFRS 9 and 13 fair-value support
- NAV validation and drift alerts
- SFDR and ESG disclosure generation
- Auditor and depositary-ready workpapers
Regulatory Digital Twin
Ask your fund anything
A live AI model of the entire fund. Any what-if question answered in seconds with quantified impact across AIFMD II limits, leverage, concentration, and yield.
- Natural language portfolio queries
- Pre-deal impact simulation across all regulatory limits
- Stress testing and scenario analysis
- "Will this deal breach AIFMD II?" — answered instantly
- Full AI operating system for private credit
AEGIS
Join as a
Design Partner
We are onboarding a small group of private credit fund managers and AIFMs to build AEGIS alongside. You get early access, shape the product, and launch with us.
Get in touch
Leave your details and we will reach out within 48 hours.